Information about orthodontic payment arrangements, financing terms, and questions to ask before choosing a plan.
Options vary by practice and may include in-house installments, paid-in-full discounts, or third-party financing. Compare the deposit, repayment period, annual percentage rate, fees, late-payment policy, and total amount paid, not only the monthly payment.
Yes! Most orthodontists offer in-house payment plans that don't require credit checks. You pay a small down payment ($0-$500) and make monthly payments throughout treatment. This makes orthodontics accessible regardless of credit history.
Monthly payments typically range from $150-$300 depending on treatment cost, down payment, and payment plan length. Example: $5,000 treatment with $500 down over 24 months = $188/month. Many offices can customize plans to fit your budget.
Some practices offer family or paid-in-full discounts, but eligibility and amounts vary. Ask for the policy in writing and confirm how a discount affects insurance billing or financing terms.
Yes, most orthodontists accept CareCredit, a healthcare credit card offering promotional financing. Plans range from 6-60 months, often with 0% interest if paid within promotional period. Approval is typically fast, and it covers braces, Invisalign, retainers, and other orthodontic costs.
Browse the national directory to find orthodontists near you and contact practices directly about consultations, costs, and treatment options.
Browse Orthodontists